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When to Stop Tithing

You’ve saved diligently and always spent less than you earn. You’ve lived your life on a budget and have a healthy emergency fund. Then the economic troubles we are all facing start to catch up to […]...

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Is It Worth It to Build a Green Home?

I’m a dreamer with a big imagination and a disdain for high utility costs. Over the past several years I’ve kept a lot of green or environmental design websites bookmarked. I visit them regularly,...

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A Little Lifestyle Inflation is Okay…You’ve Earned It

Most of the financial advice you will ever read talk abouts cutting costs to get your spending back in line with what your income is. If you find yourself in debt, you do need to cut back […]...

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When is the Right Time to Refinance Your Home?

With the Federal Reserve doing everything it can to keep interest rates low in the United States, mortgage rates have reached historic lows week after week. If you are a current homeowner the dropping...

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5 Important Insurance Policies Everyone Should Have

With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you...

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Should You Choose an Adjustable Rate Mortgage?

When it comes to fixed rate and adjustable rate (ARM) mortgages the standard personal finance advice is to always get a fixed rate mortgage. Most people opt for a 30-year fixed rate mortgage, but a...

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6 Reasons Not to Apply for a Store Credit Card

We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the...

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How to Set Up a Joint Bank Account

If you are married or about to be married an important question will eventually pop up: should we combine our finances? There are many different factors to consider, but if you do decide to combine...

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Handling the Emotions of Helping Your Parents

There’s a great Friends episode where Joey’s Dad is having an affair and his Mom knows about it. Joey gets really upset and thinks his Dad should end the affair and be reconciled to his wife. […]...

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